The REAL State of the Union in just 889 words...

Posted by Simon Black - Sovereign Man

on Tuesday, 28 January 2014 10:12

Mr. Speaker, Mr. Vice President, members of Congress, fellow citizens:

This summer we will commemorate the 100th anniversary of the start of World War I.

This senseless, destructive war was started and championed by politicians who cared nothing for the 9 million people who lost their lives.

And in doing so, they began a century of warfare which continues to this day.

Our military industrial complex is larger than ever. We have nearly 2 million troops and national guardsmen, plus 3.5 million civilians employed in the defense sector.

With such awesome capabilities, we continue to resort to violence and death to exact political goals which benefit a tiny elite.

All of this has created a police state in the Land of the Free that is a far cry from the country we all grew up in.

Your government has spawned a culture of fear and intimidation. Nearly every federal agency, including the Fish and Wildlife Service, has its own gun-toting police force to pistol-whip citizens into submission.

And we're stocking up. Your government has recently procured 1.6 BILLION rounds of hollow-point ammunition to supplement our existing supplies.

But frankly, we don't need guns to harass citizens.

Our tax authorities have become more threatening than mafia warlords. The plunder is so severe that record numbers of Americans are renouncing their citizenship and leaving the country.

There are now dozens of federal, state, and local agencies and courts which have the power to confiscate your assets without any due process.

In addition to your house, your business, and your savings, we also have the authority to take your children away from you as if they are property of the state.

We are here to tell you what you can and cannot put in your own body, or whether you can collect rainwater that falls on own property.

In fact, on any given business day, the federal government issues hundreds of pages of new 'rules', proposed regulations, draft bills, executive orders, and/or regulatory notices.

And if you are not compliant with these rules, you may be committing a crime. Whether you know it or not.

When this nation was founded, there were four federal crimes on the books. Today there are THOUSANDS. Plus we have millions of government employees at all levels to enforce the penalties.

All of this, of course, is financed by you the tax slave.

You (plus unborn generations) are the poor suckers charged with paying off the national debt we politicians have created.

Officially the debt is just north of $17 trillion. But if you include Social Security and pension shortfalls, the figure is several times higher.

You'll never know for sure because we have become masters of deceit regarding official statistics, whether inflation, unemployment, or our liabilities.

But the situation is so dire that the Congressional Budget Office projects the Social Security Administration's disability insurance trust fund to RUN OUT by 2017.

We get by year after year by increasing the debt. And at well over 100% of GDP, we have truly reached the point of no return.

We are now in a position where we must default. Either we must default on our national debt, or we must default on our obligations to you the citizens.

We may end up stealing your savings. Robbing your Social Security. Taxing you to death. Or simply inflating away the value of our debt.

Naturally, we're going to screw you in the process somehow... so be prepared for that. Especially the inflationary tidal wave that's coming.

Our central bank has expanded its balance sheet at an unprecedented pace, creating massive asset bubbles in its wake. These asset bubbles have disproportionately benefited the ultra-wealthy at the expense of everyone else.

Such wanton money printing has also been tremendously destructive to our credibility. Other nations worry about our reckless irresponsibility. That's why we keep spying on them.

Make no mistake: the consequences of our actions are here. And the days of the United States as the world's dominant superpower are finished.

As the decline hastens, we will struggle to sell our debt to the world and to ship our dollars abroad. Fewer nations will be interested in our empty promises.

And without the generosity of other nations loaning us money at record low interest rates that fail to keep pace with inflation, you will really be screwed.

When this happens, you can absolutely count on us to clamp down even harder on the economy and control even more of your lives. For your own good, of course.

No, this may not be the country that you all grew up in. But it is the state of our union... whatever remains of it.

And so my fellow Americans, I urge you to grab your ankles and get ready for a little 'shared sacrifice'.

But don't worry about me, or my senior staff. We will leave government with cushy pensions, $750,000 speaking fees, board seats on public companies, and top positions in the industries that we have accommodated at your expense.

And of course I will be paid handsomely for the arrogant memoirs I will write in which I deny any responsibility for the shit I've gotten you all into.

So when I say "shared sacrifice", I really mean "your sacrifice".

Thank you. God bless you, and God bless these United States of America.


Until tomorrow, 
Simon Black 
Senior Editor, SovereignMan.com

Ed Note: Found this cartoon that pretty much explains Michael Campbell's commentary this morning:

Michaels Comment: The lack of sincerity is breathtaking. Want to know if someone is sincere? Watch them ignore any information that is inconvenient for their political agenda. Explained pretty well by this cartoon:



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What Does It Take to Be in the Top 1 Percent? Not As Much As You Think

Posted by Frank Holmes CEO and Chief Investment Officer U.S. Global Investors

on Saturday, 18 January 2014 09:49

When you think of the top 1 percent of all income earners in American households, how much do you think this group rakes in? Millions? Tens of millions? What about the top 10 percent or even top 20 percent?

You might be surprised to learn that the top 20 percent of income earners bring in a household income of just over $100,000. The top 10 percent of earners have a household income of more than $148,687. To be considered in the top 1 percent, household income is at least $521,411.

My friend Alexander Green of The Oxford Club brings these figures to his readers’ attention in “How to Know if You’re Rich.” I’ve known Alex for years. He is a great source of inspiration for me and for many investors with his uplifting, holistic articles that relate to both health and wealth. If you aren’t already a fan, I encourage you to check out his prolific writings at oxfordclub.com.

Earning enough income to be in the top 1, 10 or 20 percent is no small accomplishment, but chances are good that many people you know, and may not think of as rich, fall into the top 1, 10 or 20 percent.

Contrast these income statistics with the picture often painted in the media that the wealthiest Americans aren’t paying their fair share. According to the Tax Foundation, the top 1 percent of households collectively pay more in taxes than all of the tax-paying households in the bottom 90 percent.

Take a look at how much this has changed over the past few decades. In 1980, the bottom 90 percent of taxpayers paid about half of the taxes. The top 1 percent contributed about 20 percent.

Now, the top 1 percent pays more than the bottom 90 percent. Perhaps this is more than their fair share?


Here’s the line chart from the Tax Foundation showing how the income tax share for each category has changed since 1980. For the majority of years, the share of the bottom 90 percent fell while the share of the top 1 percent rose.


Even though many of today’s tax policies punish the top-earning households, there are still tax advantages for hard-working Americans who make saving and investing a priority in their lives.

A great new year’s resolution is to make sure less of your money is going to the government and more money is working for you in your investments. One way to keep this resolution is to maximize your contributions to tax-advantaged investment vehicles such as an individual retirement plans, a 401(k) or SEP for the self-employed, all of which offer tremendous tax benefits.

You may be surprised to see how annual deferral limits have increased over the past few years. Take a look at our new 2014 tax rate guide, which is a great resource giving you a quick look at tax brackets, deferral limits for retirement plans, and alternative minimum tax exemptions.

To make it easier to have the discipline to set money aside, try an automatic plan that invests a fixed amount at regular intervals, such as U.S. Global Investors’ ABC Investment Plan.

No matter how much you earn, wealth is determined by how much you keep. Alex says wealth isn’t necessarily determined by an income figure. Instead, real wealth is determined by looking at your balance sheet. Here’s his formula:

Maximize your income (by upgrading your education or job skills). Minimize your outgo (by living beneath your means). Religiously save the difference. (Easier said than done.) And follow proven investment principles.”

What matters most is being grateful for what you have. I’m a big believer that wealth is not a number or an amount, it’s an attitude and the umbilical cord to attitude is gratitude.

To read more on the Domestic Equity Market, Economy and Bond Market, Gold Market, Energy and Natural Resources Market, Emerging Markets & Leaders and Laggards go HERE and scroll down below "What Does It Take to Be in the Top 1 Percent?  Not As Much As You Think"




Give your winter a serious boost - Natural health remedies for cold and flu defense

Posted by Bryce Wylde - Vancouver Lifestyles

on Wednesday, 15 January 2014 18:02

918 Flu-picVaccine uptake research is showing more people are opting out of the seasonal flu shot and shifting towards alternative medicine. The natural health flu frenzy has left many confused with what remedies are best to take both proactively and reactively to combat a cold or flu. Whether you get the flu shot or not, certain natural therapies can help boost immunity and lessen your chances of contracting a cold or flu. With the colder months fast approaching, I will share with you four naturally-sourced remedies that have clinically-proven effectiveness in proactive and reactive defense against colds and the flu.

Trust your gut

Have you heard that your gut holds about 80 per cent of your immune system? Probiotics are key in supporting that aspect of immunity. You can’t get enough probiotics from diet alone so reach for proven probiotics, such as Bio-K, which contains 50 billion live bacteria per dose. Probiotics are particularly important if you've just taken antibiotics since these medications kill off the both the bad bacteria and good bacteria in your gut.

The D in cold and flu defense

For those living in northern latitudes, lack of direct sunlight decreases the amount of Vitamin D received in the winter months. Ask your doctor to test your blood serum levels of 25-0H Vitamin D and consider supplementing with extra if you’re low. This vitamin is crucial to the development of infection fighting immune cells in the body. In one study, long-term vitamin D supplementation for three years significantly reduced flu and cold symptoms and in another Japanese study of Vitamin D in children, researchers found that daily supplementation during the winter months significantly reduced the amount of times the children developed the flu. Further to this, there are many consumer-friendly forms of Vitamin D on the market such as a chewable, chocolate-flavoured formula by Jamieson.

Echinacea - all natural, all powerful

Prevention and treatment research suggests the use of a properly-formulated Echinacea means fewer colds, reduced duration of cold symptoms, and less reliance on synthetic pain relievers. One such formula is Echinacea purpurea found in products like Echinaforce. This blend has been proven to shorten the severity and duration of colds and flu symptoms as well as reduce the chances of catching a cold or flu virus by keeping the immune system functioning at peak efficiency even during times when it might be compromised by stress, lack of sleep or even vigorous physical activity. Echinacea has antibacterial, antiviral, and anti-inflammatory properties but unlike other herbs, it won’t overstimulate the immune system and it is safe to take all the way through cold and flu season.

Garlic – smelly but effective

If you do have a diagnosed bacterial infection, garlic is a powerful all-natural antibiotic solution. Keeping in mind that antibiotics don't kill viruses, recent studies have detailed the significant antibacterial activity of garlic and its ability to fight off colds. When fresh garlic is cut or crushed, a sulphur compound called alliin combines with an enzyme called allinase. A chemical reaction starts and the first compound that is formed is allicin which is responsible for the anti-infection properties of garlic. Research has proven that stabilized allicin, found in brands such as Allimax, delivers the strong infection fighting properties of garlic.

The holidays are a hectic time which can be stressful for many. Using these natural remedies will boost your immune system and allow you to focus on more important things like shopping for gifts and spending time with family!

Bryce Wylde is an alternative health expert based on of Toronto. He specializes in homeopathy, clinical nutrition, supplementation, and botanical medicine whose focus is routed within functional medicine.



- See more at: http://www.vancouverlifestyles.com/#sthash.gH3zzCqo.dpuf



Lifestyles of the Rich and Frugal

Posted by The Los Angeles Times

on Thursday, 09 January 2014 05:45

UnknownThese millionaires hide their wealth behind shabby clothes and modest ways. Often, only death and generosity unmask them.

Gordon Elwood of Medford, Ore., kept his pants up with a bungee cord, accepted handouts from a food bank and refused to have a phone installed in his home because of the cost. When he died in October at age 79, he left a $10-million fortune.

Elwood was among a small fraternity of America's upper class: the penny-pinching, often shabbily dressed wealthy who are almost as much a mystery to the people who know them as to the millions of strangers who read their stories and wonder, "Why?"

And their stories, while rare enough to make the headlines, are similar enough to sound familiar.

There was Emma Howe of Minneapolis, who left $1 tips but bequeathed $31 million to the poor and disadvantaged.

And Anne Schieber of New York, a former IRS auditor who wore the same frayed black dress every day, but built a $22-million fortune.

And Gladys Holm, a Chicago secretary who never made more than $15,000 a year, accumulated $18 million and gave it all to a children's hospital.

All were buy-and-hold investors who rarely sold their shares. Each was shaped by the Depression, although none ever suffered extreme poverty. All left most of their money to charity, which helped bring them to public attention after a lifetime of secrecy.

Although the number of millionaires in America rises with each stock market uptick, no one really knows how many are hiding their wealth behind secondhand clothes and modest homes filled with old newspapers, twice-used tea bags and saved balls of string.

The inconspicuous rich are a tiny part of the largest generation of millionaires in American history; the Spectrem Group research firm in San Francisco estimates there are now 8.8 million U.S. households with a net worth of $1 million or more, more than double the number 10 years ago. Yet in a country where many purchase the accouterments of wealth by going ever deeper into debt, these anomalous millionaires refuse to spend what they have.

Experts struggle to explain their behavior, so out of sync with American norms.

Psychologists say that these lowest-profile millionaires are probably motivated by fear, guilt or habit: fear of economic catastrophe or of others' reactions if their wealth were revealed; guilt over their good fortune when others have less; and the frugal habits of a lifetime.

"If one is used to living on a shoestring all of his or her life, these spartan habits may be so wellingrained that to change them would be stressful," said Joseph Tecce, a psychology professor at Boston College.

People who know these millionaires grope for explanations as well.

Robert Hutchins, Elwood's friend and stockbroker, is still at a loss to explain why Elwood continued to pick up bottles and cans along the roadside for the deposit money when he was rich enough to start his own charitable foundation.

Elwood set up the foundation just before he died, funding it with $1.8 million in shares from companies that had stopped paying dividends. Elwood always bought stocks that paid dividends and felt he was somehow being cheated when the dividends ended, Hutchins said.

Researchers who have studied millionaires say the practices of this handful of tightwads may be just an extreme example of the frugal habits shared by many of the truly wealthy.

Thomas Stanley and William Danko, in their seminal book, "The Millionaire Next Door," found that most of the millionaires they surveyed were in fact relatively frugal. Few had ever paid more than $1,000 for a suit or $250 for a watch.

And in researching a second book, "The Millionaire Mind," Stanley found that none of his wealthy subjects were given to extremes. They might get their shoes resoled rather than buy new ones, but the shoes themselves were likely to be of high quality--not thrift store finds.

People who pride themselves on their thrifty ways offer another explanation for such behavior: cheap thrills. The happily frugal extol the sense of satisfaction that comes from making do and doing without, from finding new ways to beat the system that fosters overconsumption and disposability.

Amy Dacyczyn, the self-described "frugal zealot" who published the Tightwad Gazette newsletter before retiring from the public eye four years ago, often described the glee she felt in determining whether homemade brownies were actually cheaper than store-bought mixes.

It's 'Thrill of the Chase' for Many

Gary Foreman, who runs the Dollar Stretcher Web site, believes that many of his readers scour for money-saving tips as much for the "thrill of the chase" as for a pressing need to save money.

"It's a game," Foreman said. "Even among people that like to spend money, there are very few that don't like to think they got something for less than everyone else."

Elwood certainly was far from stereotypical of the miserable miser. Hutchins described him as sociable and garrulous, always ready to strike up a conversation with friend or stranger.

.....read page 2 HERE



The Science of Living Well

Posted by Dr. Cory Holly

on Sunday, 01 December 2013 04:50


During the 20th century most neuroscientists thought of the brain as a static structure and impossible to alter, modify or change after early childhood. But fortunately for all of us still alive today, recent research has shown this belief to be erroneous.

The brain and its vast array of portable contents are as pliable as clay in the hands of a potter. Nature is the master potter, nurture is the environment into which it is thrust. Both play complex and elusive roles in brain development, outcome and function.

We now know that many functional aspects of the brain remain plastic even into adulthood. Changes in our external environment that alter our behavior and cognition can actually modify connections between existing neurons. This is great news for those of us formerly deceived by conventional education and outdated belief systems opposed to change.

Through a process known as neurogenesis new pathways and synapses in the hippocampus, olfactory bulb, cerebellum and other regions of the brain can be generated. Neuronal activation and cortical remapping evidence in response to experience and brain exercise is proof that the brain, like muscle itself in response to exercise, can and does change throughout our entire life.

- See more at: http://www.vancouverlifestyles.com/health-and-fitness/dr-cory-holly/science-living-well-0#sthash.aEGPyN2Q.dpuf


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